Terms and Conditions

Welcome to Reverse Mortgage Today.

These terms and conditions outline the rules and regulations for the use of Reverse Mortgage Today's Website, located at https://ReverseMortgage.today and owned by LAFA LLC, a marketing firm located in Las Vegas, NV.

By accessing this website we assume you accept these terms and conditions. Do not continue to use ReverseMortgage.today if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: "Client", "You" and "Your" refers to you, the person log on this website and compliant to the Company's terms and conditions. "The Company", "Ourselves", "We", "Our" and "Us", refers to our Company. "Party", "Parties", or "Us", refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client's needs in respect of provision of the Company's stated services, in accordance with and subject to, prevailing law of us. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies

We employ the use of cookies. By accessing ReverseMortgage.today, you agreed to use cookies in agreement with the ReverseMortgage.today's Privacy Policy. Most interactive websites use cookies to let us retrieve the user's details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License  

Unless otherwise stated, ReverseMortgage.today. and/or its licensors own the intellectual property rights for all material on ReverseMortgage.today. All intellectual property rights are reserved. You may access this from ReverseMortgage.today for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

- Republish material from ReverseMortgage.today

- Sell, rent or sub-license material from ReverseMortgage.today

- Reproduce, duplicate or copy material from ReverseMortgage.today

- Redistribute content from ReverseMortgage.today

This Agreement shall begin on the date of February 15, 2024.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. ReverseMortgage.today does not filter, edit, publish or review Comments prior to their presence on the website. Comments do not reflect the views and opinions of ReverseMortgage.today, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, ReverseMortgage.today shall not be liable for the Comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website.

ReverseMortgage.today reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

- You are entitled to post the Comments on our website and have all necessary licenses and consents to do so;

- The Comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;

- The Comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy

- The Comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant ReverseMortgage.today a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your Comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our Website without prior written approval:

- Government agencies;

- Search engines;

- News organizations;

- Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and,

- System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other Website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party's site.

We may consider and approve other link requests from the following types of organizations:

- commonly-known consumer and/or business information sources;

- dot.com community sites;

- associations or other groups representing charities;

- online directory distributors;

- internet portals; accounting, law and consulting firms; and,

- educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of ReverseMortgage.today; and (d) the link is in the context of general resource information.

These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party's site.

If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to ReverseMortgage.today. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our Website as follows:

- By use of our corporate name; or

- By use of the uniform resource locator being linked to; or

- By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party's site.

No use of ReverseMortgage.today's logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our Webpages that alter in any way the visual presentation or appearance of our Website.

Content Liability

We shall not be hold responsible for any content that appears on your Website. You agree to protect and defend us against all claims that is rising on your Website. No link(s) should appear on any Website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amen these terms and conditions and it's linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

Removal of links from our website

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly. We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Phone:

IC Phone System is the text messaging program we use to get in touch with our clients once They book an appointment with us and it is only to send SMS Text for appointment confirmations and reminders.

You can cancel the SMS service at any time. Simply text "STOP" to the short code or 10-digit phone number. Upon sending "STOP." we will confirm your unsubscribe status via SMS.Following this confirmation. You will no longer receive SMS messages from us.

To rejoin. Sign up as you did initially. and we will resume sending SMS messages to you.If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to [email protected] or call 833-659-9129.

Carriers are not liable for delayed or undelivered messages. As always, message and data rates may apply for messages sent to you from us and to us from you. For questions about your text plan or data plan. contact your wireless provider.

Legal Disclaimer

We hereby authorize you to view and print information on this website subject to it being used for informational and non-commercial purposes. The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website -
and the terms and conditions of the access to and use of such information and materials - are subject to change without notice.


Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for
any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

It is our intention that data provided on a subject is of a general nature. Our website does not represent an
exhaustive treatment of subjects nor is the information intended to constitute accounting, tax, legal, consulting or other professional advice.

Prior to making any decision or taking any action we kindly request you to contact your tax or legal advisors.

Please use this document and information at your own risk. The content of this site is copyrighted and therefore any
unauthorized use of any materials on this website may violate copyright,trademark, and other laws.

Materials on this website may not be modified, reproduced, or publicly displayed, distributed or performed for any
public or commercial purposes prior to our approval.

Affiliation and Responsibility Disclaimer

This website operates as an independent "influencer" lead collection marketing agency and is not affiliated, associated, authorized, endorsed by, or in any way officially connected with Crossover Financial, or any of its subsidiaries or affiliates, or any other mortgage broker or banking institution. The official Crossover Financial website can be found at Crossover Financial's website.

The purpose of this website is to provide general information and facilitate users in obtaining services from Crossover Financial. We are not involved in the actual transaction between buyers and Crossover Financial. As such, we have no control over the quality, safety, or legality of the services advertised, the truth or accuracy of the listings, the ability of Crossover Financial to sell services or the ability of buyers to pay for them. We cannot ensure that a buyer or seller will actually complete a transaction.

Users of this website should not consider any information provided herein as a substitute for professional financial advice. Any reliance you place on such information is strictly at your own risk. We encourage you to conduct your own due diligence and consult with a professional advisor before making any decision or taking any action regarding your finances.

We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the website, or by anyone who may be informed of any of its contents. Further, we expressly disclaim any and all liability related to the outcome or success of any financial products or services obtained through Crossover Financial or any other entity mentioned on this website. Engaging with Crossover Financial and its products or services based on information found on this website is at your own discretion and risk.

By using this website, you agree not to hold us liable for any possible outcome, financial or otherwise, that occurs as a result of engaging with Crossover Financial or other entities mentioned here. You acknowledge that you are proceeding on your own volition and at your own risk, with no guarantees of success, satisfaction, or future outcomes provided by us.

Consent

By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.